Run the Numbers.

Get a head start on your home journey with our easy to use mortgage calculators.

See the estimates, then talk to a real expert.

Buying a home is one of the biggest financial decisions you will ever make. Our calculators are here to help you go in prepared with a clearer picture of what you can afford, what you might pay, and whether now is the right time to make your move. Use them as a starting point and when you are ready to get the full picture, our team is here to help.
Payment Calculator

Wondering what your monthly mortgage payment might look like? Our payment calculator gives you a quick estimate based on your loan amount, interest rate, and loan term. A great starting point for understanding what fits within your monthly budget.

View Calculator
Rent vs. Buy Calculator

Still on the fence about renting versus buying? Our rent vs. buy calculator helps you compare the true cost of both options over time. You might be surprised at how quickly buying a home can become the smarter financial move for you and your family.

View Calculator
Refinance Calculator

Wondering whether refinancing makes sense for you? Our refinance calculator helps you see how a new rate or loan term could impact your monthly payment and what you could potentially save over the life of your loan.

View Calculator
Affordability Calculator

Not sure how much home you can realistically afford? Our affordability calculator takes your income, monthly expenses, and down payment into account to give you a ballpark budget before you start shopping.
‍

View Calculator

Ready to Get Your Real Numbers?

Calculators are a great place to start but every situation is unique. The best way to know exactly where you stand is to connect with one of our experienced loan officers. They will review your full financial picture and give you accurate numbers tailored to your specific goals. Reach out today and let us help you take the next step with confidence.
Get Started Now

IH Mortgage | 5430 Glen Lakes Drive Suite 170 | Dallas, TX 75231 | NMLS ID 1872001 | NMLS Consumer Access | 214-295-4465 | info@ihmortgage.net | Privacy & Legal

© 2026 IH Mortgage. All rights reserved. IH Mortgage supports Equal Housing Opportunity, IH Mortgage is headquartered at 5430 Glen Lakes Drive, Suite 170, Dallas, TX 75231.

This is not an offer for an extension of credit or a commitment to lend. All applications are subject to credit and property approval.

IH Mortgage, NMLS# 1872001, is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending.

Figure: 7 TAC §56.200(c) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV

All payment and APR calculations are estimates provided for illustrative purposes only and are based on assumptions regarding interest rate, loan term, property taxes, homeowners insurance, mortgage insurance, and other applicable costs. Actual payment amounts, APR, interest rates, closing costs, and loan terms will vary. This calculator does not constitute an offer to lend, a rate lock, prequalification, preapproval, or loan approval. Loan approval is subject to credit verification, income and asset documentation, underwriting review, investor guidelines, and program availability. Rates, fees, and terms are subject to change without notice. Every borrower’s circumstances are unique, and actual loan terms and qualification depend on factors including, but not limited to, loan type, credit profile, debt-to-income ratio, loan-to-value ratio, occupancy, property type, income, assets, and other underwriting requirements. Your actual APR may be higher than the estimate shown. Results do not indicate or guarantee that you qualify for a loan or any specific loan program. For complete details and a personalized loan analysis, please contact us directly.