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This is not an offer for an extension of credit or a commitment to lend. All applications are subject to credit and property approval.

IH Mortgage, NMLS# 1872001, is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending.

Figure: 7 TAC §56.200(c) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV

All payment and APR calculations are estimates provided for illustrative purposes only and are based on assumptions regarding interest rate, loan term, property taxes, homeowners insurance, mortgage insurance, and other applicable costs. Actual payment amounts, APR, interest rates, closing costs, and loan terms will vary. This calculator does not constitute an offer to lend, a rate lock, prequalification, preapproval, or loan approval. Loan approval is subject to credit verification, income and asset documentation, underwriting review, investor guidelines, and program availability. Rates, fees, and terms are subject to change without notice. Every borrower’s circumstances are unique, and actual loan terms and qualification depend on factors including, but not limited to, loan type, credit profile, debt-to-income ratio, loan-to-value ratio, occupancy, property type, income, assets, and other underwriting requirements. Your actual APR may be higher than the estimate shown. Results do not indicate or guarantee that you qualify for a loan or any specific loan program. For complete details and a personalized loan analysis, please contact us directly.